Person A vs Person B Starbucks

Person A Person B Buys Starbucks COFFEE every day Spends $4/day Spends $80/month Spends $960/year Spends $19,200 over 20 years Buys Starbucks STOCK every day Invests $4/day Invests $80/month Invests $960/year Invests $19,200 over 20 years with 19% average annual ROI Result Gets a caffeine boost from branded coffee every day LOSES $19,200 Result Gets no coffee for 20 years and LOSES $19,200 because you're a bad investor who's going to sell your Starbucks stock as soon as they have a bad day and load up on Bed Bath and Beyond stock with 10x margin at all-time-highs to make it all back like you always do, what makes you think this time will be any different?

A two-column comparison shows Person A buying Starbucks coffee every day and Person B investing the same amount in Starbucks stock. The joke mocks simplistic financial memes by arguing that the investor will panic-sell after a bad day and make an even worse leveraged investment, while getting no coffee for 20 years. It is used as a sarcastic reaction to unrealistic investing advice and overconfident stock-market comparisons. EN: A two-column comparison shows Person A buying Starbucks coffee every day and Person B investing the same amount in Starbucks stock. The joke mocks simplistic financial memes by arguing that the investor will panic-sell after a bad day and make an even worse leveraged investment, while getting no coffee for 20 years. It is used as a sarcastic reaction to unrealistic investing advice and overconfident stock-market comparisons.

• @rzeczyzabawne / 6474 2023-02-14